Aksar aisa hota hai: SMS aata hai "Dear customer, aapka bank account aaj raat band ho jayega, KYC update karein" aur saath mein ek link. Link kholne par bilkul bank jaisa page khulta hai, logo bhi wahi.

Wahan customer ID, password, phir card number aur OTP maanga jata hai. Jaise hi OTP daala, kuch hi minute mein account se paise nikal jaate hain, kabhi kabhi kai transactions mein.

Bank kabhi SMS link se KYC nahi karwata, aur OTP kisi page pe ya kisi ko batane ke liye nahi hota. KYC ke liye bank ki official app ya branch hi use karein. Paise kat gaye to turant 1930 par call karein.